Monthly Plan Costs
Cigna HDHP
Employee Only: $0.00
Employee and Spouse/DP: $257.00
Employee and Child(ren): $222.00
Employee and Family: $351.00
Cigna PPO
Employee Only: $13.00
Employee and Spouse/DP: $338.00
Employee and Child(ren): $294.00
Employee and Family: $459.00
Cigna HMO
Employee Only: $64.00
Employee and Spouse/DP: $394.00
Employee and Child(ren): $330.00
Employee and Family: $540.00
Kaiser HMO CA
Employee Only: $14.00
Employee and Spouse/DP: $326.00
Employee and Child(ren): $273.00
Employee and Family: $456.00
Kaiser HMO GA
Employee Only: $13.00
Employee and Spouse/DP: $318.00
Employee and Child(ren): $267.00
Employee and Family: $445.00
Kaiser HMO HI
Employee Only: $13.00
Employee and Spouse/DP: $314.00
Employee and Child(ren): $264.00
Employee and Family: $439.00
MetLife Dental PPO
Employee Only: $0.00
Employee and Spouse/DP: $23.00
Employee and Child(ren): $28.00
Employee and Family: $40.00
MetLife Vision
Employee Only: $0.00
Employee and Spouse/DP: $3.00
Employee and Child(ren): $3.00
Employee and Family: $5.00
Domestic Partner Coverage
Please note that unless your domestic partner is your tax dependent as defined by the IRS, contributions for domestic partner coverage must be made after-tax. Similarly, the company contribution toward coverage for your domestic partner and his/her dependents will be reported as taxable income on your W-2. Contact your tax advisor for more details on how this tax treatment applies to you. Notify Gong if your domestic partner is your tax dependent.
- Employee contributions are deducted pre-tax on a semi-monthly basis.
- Please note that unless your domestic partner is your tax dependent as defined by the IRS, contributions for domestic partner coverage must be made after-tax. Similarly, the company contribution toward coverage for your domestic partner and his/her dependents will be reported as taxable income on your W-2. Contact your tax advisor for more details on how this tax treatment applies to you. Notify Gong if your domestic partner is your tax dependent.
- Cigna HDHP plan: Gong contributes to your HSA $62.50 for single / $125.00 for employee + dependent enrollment (Annual: $750 single / $1,500 family). Employer HSA contributions are made at the beginning of the month.
What is Imputed Income?
- Under federal tax law, the portion of an insurance premium that your employer pays for your coverage is not taxed as income. Federal law treats benefits for spouses, children and certain dependents the same way. However, a domestic partner is not considered a spouse under federal law.
- If your employer pays for health insurance for your domestic partner or other beneficiary that are not legal spouses or dependents as defined by the Internal Revenue Service (IRS), they must calculate the estimated fair market value (FMV) of those health benefits and credit that amount to you as “imputed income” through payroll.
- For example, if the monthly premiums for self-only and self-plus-one coverage are $160 and $310, respectively, and the employee and one domestic partner are covered, the fair market value of the domestic partner’s coverage would be $310 minus $160 or $150.